Greater Nevada Credit Union Payday Loans Review - Sparks, Nevada

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3.7 45 reviews

1101 Los Altos Pkwy, Sparks, NV 89436, USA
+1 (775) 882-2060
www.gncu.org
Saturday
10AM–3PM
Sunday
Closed
Monday
10AM–5:30PM
Tuesday
10AM–5:30PM
Wednesday
10AM–5:30PM
Thursday
10AM–5:30PM
Friday
10AM–5:30PM
Testimonials

What people think about Greater Nevada Credit Union?

Below you see some of the opinions of our customers.
Note

Pay Attention

Now you can see general aspects of payday loans.

Payday Loans in Sparks, Georgia

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Sparks, Georgia is are easy to access. The APR is specific for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

10% small loan cap

Advantages of Greater Nevada Credit Union that offers payday loans in Sparks, Georgia

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to people with a bad credit score. Payday loan approvals depend very much on specific factors. Payday companies will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get accepted for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

Let's see

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