United Check Cashing Payday Loans Review - Edison, New Jersey

Your personal information is safe with us

3.4 8 reviews

Organization owner?

1803 NJ-27 Suite 4, Edison, NJ 08817, USA

7 years in business

+1 (732) 819-0123

unitedcheckcashing.com

Friday
(Good Friday)

9:30AM–7PM

Hours might differ

Saturday

9:30AM–4PM

Sunday
(Easter)

Closed

Monday

Closed

Tuesday

9:30AM–6PM

Wednesday

9:30AM–6PM

Thursday

9:30AM–6PM

Domain Info

Mailing Address

325 CHESTNUT ST STE 3000

PHILADELPHIA

19106-2603

United States

Contact Data

asad@itpros2000.com

+1.2157425555

+1.215-238-9056

Testimonials

Feedback about United Check Cashing?

Here you see the feedback of our clients.

Note

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will define common information about payday loans and its specific features.

Payday Loans in Edison, New Jersey

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

It is simple and quick to take out payday loans in Edison, New Jersey. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

30% usury cap

How will United Check Cashing help take out a loan in Edison, New Jersey?

24/7 service. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The transfer will be sent to a account, so a personal visit to the department is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Edison, nj will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit history.

The following common points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to find out the APR of the loan, you are welcome to use the calculator. It will determine the cost of the loan.

Let's see