American Check Cashing Inc Payday Loans Review - Elizabeth, New Jersey

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2.5 12 reviews

Organization owner?

559 S Broad St, Elizabeth, NJ 07202, USA

+1 (908) 351-7878

Monday

9AM–6:30PM

Tuesday

9AM–6:30PM

Wednesday

9AM–6:30PM

Thursday

9AM–7:30PM

Friday

9AM–7:30PM

Saturday

9AM–4:30PM

Sunday

Closed

Testimonials

What people think about American Check Cashing Inc?

Below you see some of the testimonials of our customers.

Note

Important

Above there is information about a exact lender. Below you can read common aspects of payday loans.

Payday Loans in Elizabeth, New Jersey

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to get in Elizabeth, New Jersey. The entire process is effortless. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

30% usury cap

Advantages of American Check Cashing Inc that offers payday loans in Elizabeth, New Jersey

Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The funds will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to fill out the application. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still be able to take out a payday loan. Such loans are created to help meet the needs of people with less than perfect credit scores. There are companies who may be pleased to give you a payday loan even if you have a bad credit rating. You will need a regular income to apply for a bad credit payday loan.

To get accepted for a cash advance, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your loan.

Let's see