Oportun Payday Loans Review - Elizabeth, New Jersey

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4.9 214 reviews

Loan agency in Elizabeth, New Jersey

Organization owner?

128 Elmora Ave, Elizabeth, NJ 07202, USA

+1 (732) 497-3253

oportun.com

Saturday

10AM–5PM

Sunday

10AM–4PM

Monday

11AM–6:30PM

Tuesday

11AM–6:30PM

Wednesday

11AM–6:30PM

Thursday

11AM–6:30PM

Friday

11AM–6:30PM

Domain Info

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

oportun.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about Oportun?

Here you grapple with the feedback of our clients.

Note

Pay Attention

Above-defined info offers the details about a exact lender. Below-defined info is devoted to common information about payday loans.

Payday Loans in Elizabeth, New Jersey

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Hassle-free financial products are known as payday loans in Elizabeth, nj. They are taken out at individually-set interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

30% usury cap

How will Oportun help issue a payday loan in Elizabeth, New Jersey?

24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued day and night. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Elizabeth, New Jersey. They estmate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator defines the cost of the loan known as annual percentage rate.

Let's see