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What people think about OceanFirst Bank?
I asked OceanFirst Bank for a little support. Everything was done very quickly. Had the money in my account the same day. Employees are very professional. Good experience!
Esteban Hessel
The process was convenient, straightforward. No collateral needed. Thank you a lot. Love their round-the-clock customer support. No problems. Would use again.
Prof. Roberta Murray V
I asked OceanFirst Bank for a little support. Everything was done very quickly. Had the money in my account the same day. Employees are very professional. Good experience!
Esteban Hessel
The process was convenient, straightforward. No collateral needed. Thank you a lot. Love their round-the-clock customer support. No problems. Would use again.
Prof. Roberta Murray V
I asked OceanFirst Bank for a little support. Everything was done very quickly. Had the money in my account the same day. Employees are very professional. Good experience!
Esteban Hessel
The process was convenient, straightforward. No collateral needed. Thank you a lot. Love their round-the-clock customer support. No problems. Would use again.
Prof. Roberta Murray V
Important
The previous three items charactirize a certain company. But below you can read common details about payday loans.
Payday Loans in Mount Laurel, New Jersey
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.
Payday loans are the easiest loans to qualify for in Mount Laurel, New Jersey. The entire process is straightforward. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.
30% usury cap
Advantages of OceanFirst Bank that offers payday loans in Mount Laurel, New Jersey
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lenders.
Why people apply for payday loans?
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to individuals with a poor credit score. Payday loan approvals depend very much on specific aspects. They will check your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 30 seconds to become informative even before applying.
Other Payday Lenders in Mount Laurel, New Jersey
United Check Cashing
1715 NJ-88, Brick Township, NJ 08724, USA
+1 (732) 458-1800
www.unitedcheckcashing.com
Columbia Bank
279 Kinderkamack Rd, Oradell, NJ 07649, USA
+1 (201) 262-1391
www.columbiabankonline.com
Affinity Federal Credit Union
550 Kinderkamack Rd, Oradell, NJ 07649, USA
+1 (908) 860-7263
www.affinityfcu.com
South Jersey Federal Credit Union
1615 Hurffville Rd, Deptford, NJ 08096, USA
+1 (800) 582-7640
www.southjerseyfcu.com