FirstLight Federal Credit Union Payday Loans Review - Las Cruces, New Mexico

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3.4 27 reviews

300 Foster Rd, Las Cruces, NM 88005, USA
+1 (575) 526-4401
www.firstlightfcu.org
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Testimonials

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Payday lenders are provided in the first three points. Below info offers shared information about payday loans.

Payday Loans in Las Cruces, New Mexico

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Las Cruces, New Mexico is taken out simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more reasonable rates a customer will recieve.

APR

Prohibited

How will FirstLight Federal Credit Union help issue a loan in Las Cruces, New Mexico?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to process the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Las Cruces, New Mexico. The company will assess many points to qualify such as solvency. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as APR.

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Other Payday Lenders in Las Cruces, New Mexico

Sun Loan Company

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+1 (505) 371-5597

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Empire Finance

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check n go, Check `n Go Store Directory

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Sun Loan Company

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+1 (575) 622-3122

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Star Loans New Mexico

3312 E Hwy 66, Gallup, NM 87301, USA

+1 (505) 726-0170

www.mystarloans.com

LoanMaster

1009 E Lohman Ave, Las Cruces, NM 88001, USA

+1 (575) 523-8011

www.titlecash.com

Courtesy Loans

609 E Lincoln St, Las Vegas, NM 87701, USA

+1 (505) 454-7600

www.getloan.icu

Western-Shamrock Finance

600 N 1st St, Grants, NM 87020, USA

+1 (505) 287-3595

westernshamrock.com

American Lenders Services Co

616 W Dunnam St, Hobbs, NM 88240, USA

+1 (575) 393-7954