What people think about The First National Bank of Long Island?
Great customer service.
Spoken with them over the phone
Louvenia Stiedemann II
Above there is information about a definite lender. Below you can review common aspects of payday loans.
Payday Loans in Astoria, New York
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans may turn out an easy and speedy solution to a short-term problem in Astoria, New York. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on a few factors.
25% small loan cap
Advantages of The First National Bank of Long Island that offers payday loans in Astoria, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then click “Submit” and wait for approval.
Payday loans for bad credit
If you have a bad credit history you may still get approved for a payday loan. Such loans are designed to help meet the needs of consumers with lower credit scores. There are lenders who may be ready to give you a payday loan even if you have a bad credit rating. You will need a steady income to apply for a bad credit payday loan.
To get approved for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.