What people think about Universal Check Cashing?
Fee was standard for this type of service.
They work with people
Ms. Lindsay Pagac II
This place very unprofessional .
Highly recommend people use this option.
This place is subject to a lawsuit for mistreatment of it's customers.
There a money making SCAM.
Norene Beier MD
The previous three items describe a certain lending service. But below you can read general information about payday loans.
Payday Loans in Binghamton, New York
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Cash advance loans may seem like an easy and speedy solution to a short-term problem in Binghamton, New York. Loans from payday lenders can get you money within a few hours. Your APR will depend on several things.
25% small loan cap
Advantages of Universal Check Cashing that offers payday loans in Binghamton, New York
- 24/7 application. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
- High approval rates. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Payday loans for bad credit
Payday loans are designed for consumers with a credit report that's less than perfect, or who have little to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in Binghamton, ny approve borrowers with bad credit. You can request a bad credit payday loan on the net around the clock and if accepted could have the funds in your account within the hour.
To get approved for a loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.