Ridgewood Savings Bank Payday Loans Review - Bronx, New York

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5 2 reviews

711 Allerton Ave, The Bronx, NY 10467, USA
+1 (718) 882-2220
branches.ridgewoodbank.com
Saturday
8:30AM–2PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–7PM

Domain Info

Created Date

1996-06-22

Mailing Address

NY

United States

Company Name

Ridgewood Savings Bank

Ridgewood Savings Bank

Testimonials

Feedback about Ridgewood Savings Bank?

Here you read the feedback of our customers.
Note

Pay Attention

Lending companies are shown in the first three points. Below info shows common information about payday loans.

Payday Loans in Bronx, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Bronx, New York is taken out simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a customer will recieve.

APR

25% small loan cap

How will Ridgewood Savings Bank help issue a payday loan in Bronx, New York?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is considered by financial institutions. Lenders in Bronx, ny review this circumstance not a hindrence to take out a loan. The borrower of a cash advance should be prepared to objectively assess financial solvency, issue a loan, repay the debt on schedule and not only cope with current problems, but enhance the credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the loan.

Let's see

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