I & B Check Cashing Payday Loans Review - Brooklyn, New York

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3.2 5 reviews

Organization owner?

2346 Flatbush Ave, Brooklyn, NY 11234, USA

+1 (718) 951-7111

checktime.net

Saturday

9AM–9:15PM

Sunday

9AM–3PM

Monday

9AM–9:15PM

Tuesday

9AM–9:15PM

Wednesday

9AM–9:15PM

Thursday

9AM–9:15PM

Friday

9AM–9:15PM

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Feedback about I & B Check Cashing?

Here you read the feedback of our clients.

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Further there will be presented the details about not a definite lending company. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Brooklyn, New York

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Payday loans in Brooklyn, New York are taken out hassle-free. The interest rate is dependent on the borrower's personal data: if you pay off more payday loans, the more favorable terms and rates payday lending companies offer.

APR

25% small loan cap

How will I & B Check Cashing help take out a loan in Brooklyn, New York?

Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with customer data. It will take several minutes to process the application. The funds are credited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Brooklyn, ny review this circumstance not an obstacle to take out a loan. The client of a payday loan should be prepared to objectively estimate financial solvency, issue a loan, pay off the debt on a due date and not only resolve current problems, but enhance the credit rating.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the loan known as APR.

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