What people think about Generations Bank?
This lender is a scam. I will never apply again. $20 goes towards loan and you keep $84 for interest.
Wasted too much efforts with this organization. They charge sky high rates! Stay away
Prof. Kieran Hand
I took loans from Generations Bank 3 times. Previously it was ok. Last time they said I was eligible. Said the money would be in my account within 5 hours. It’s been 2 days – no funds. They do not answer phone calls. Why???
The site does not work so I can not apply for the loan…
The previous three items charactirize a definite company. But below you can read general data about payday loans.
Payday Loans in Geneva, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
It is simple and fast to get approved for payday loans in Geneva, New York. The interest rate will be set specifically for each case and will depend on the personal data the client entered.
25% small loan cap
Advantages of Generations Bank that offers payday loans in Geneva, New York
- Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to people with a bad credit score. Payday loan approvals depend very much on other factors. Payday companies will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.
To get accepted for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Use the below online calculator to quickly calculate the APR and find out the precise cost of the loan immediately.