What people think about Jovia Financial Credit Union?
I tried to borrow funds from Jovia Financial Credit Union. They rejected me. Why then declare they accept everyone even those with poor credit?? Bad service. Moreover, got many texts with an offer to take out a payday loan. I do not recommend this company.
Prof. Martin Anderson
This website is a scam. I will never apply again. $20 goes towards loan and you keep $81 for interest.
Stay away!! They approve me for a loan but it’s been 4 days and still no money in my account! Tired of waiting…. Not sure I will ever get my funds.
I took loans from Jovia Financial Credit Union 2 times. Previously it was ok. Last time they said I was eligible. Promised the money would be in my account within 2 hours. It’s been 2 days – no money. They do not answer emails. Why???
Prof. Wiley Tremblay
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Northport, New York
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to be eligible in Northport, New York. The entire process is fast. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal information.
25% small loan cap
Advantages of Jovia Financial Credit Union that offers payday loans in Northport, New York
- Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Payday loans for bad credit
Bad credit score can usually be an obstacle to taking out a bank loan. A payday loan can rescue clients who have poor credit scores or have no credit score. But we advise you that as with any borrowing you should only consider applying for a payday loan if you are certain that you can make payments on time.
To get approved for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the loan even before applying.