Genesee Co-Op Federal Credit Union Payday Loans Review - Rochester, New York

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4.6 19 reviews

Organization owner?

395 Gregory St, Rochester, NY 14620, USA

+1 (585) 461-2230

www.genesee.coop

Tuesday

10AM–5PM

Wednesday

10AM–5PM

Thursday

10AM–6PM

Friday

10AM–6PM

Saturday

Closed

Sunday

Closed

Monday

10AM–5PM

Domain Info

What people think about Genesee Co-Op Federal Credit Union?

Below you see some of the reviews of our clients.

Note

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Rochester, New York

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Online payday loans can be the best solution to your unexpected financial difficulties in Rochester , New York because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the company's policy.

APR

25% small loan cap

Advantages of Genesee Co-Op Federal Credit Union that offers payday loans in Rochester, New York

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to fill out the application. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for people with a credit report that's less than spotless, or who have little to no credit history. Bad credit history may prevent you from getting approved for a bank loan. Payday lenders in Rochester, ny welcome individuals with poor credit. You can request a bad credit payday loan on the net around the clock and if approved could have the funds in your account within the hour.

To get approved for a payday loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.

Let's see