Genesee Co-Op Federal Credit Union Payday Loans Review - Rochester, New York

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4.6 19 reviews

395 Gregory St, Rochester, NY 14620, USA
+1 (585) 461-2230
www.genesee.coop
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM

Domain Info

Created Date

2001-11-05

Mailing Address

NY

United States

Company Name

Genesee Coop Federal Credit Union

Genesee Coop Federal Credit Union

Testimonials

What people think about Genesee Co-Op Federal Credit Union?

Below you see some of the reviews of our clients.
Note

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Rochester, New York

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Online payday loans can be the best solution to your unexpected financial difficulties in Rochester , New York because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the company's policy.

APR

25% small loan cap

Advantages of Genesee Co-Op Federal Credit Union that offers payday loans in Rochester, New York

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for people with a credit report that's less than spotless, or who have little to no credit history. Bad credit history may prevent you from getting approved for a bank loan. Payday lenders in Rochester, ny welcome individuals with poor credit. You can request a bad credit payday loan on the net around the clock and if approved could have the funds in your account within the hour.

To get approved for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.

Let's see

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