Saratoga National Bank Payday Loans Review - Saratoga Springs, New York

Your personal information is safe with us
2.8 5 reviews

171 S Broadway, Saratoga Springs, NY 12866, USA
+1 (518) 583-3114
www.saratoganational.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

What people think about Saratoga National Bank?

Below you get acquainted with some of the testimonials of our customers.
Note

Important

Now you can review general characteristics of payday loans.

Payday Loans in Saratoga Springs, New York

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans may turn out an easy and speedy solution to a short-term problem in Saratoga Springs, New York. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on a few factors.

APR

25% small loan cap

Advantages of Saratoga National Bank that offers payday loans in Saratoga Springs, New York

  • 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval rates. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve a loan offer from one of the lending companies.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a bad credit history. Payday loan approvals depend very much on other aspects. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

Other Payday Lenders in Saratoga Springs, New York

Northwest Bank

3517 Union Rd, Buffalo, NY 14225, USA

+1 (716) 686-2265

www.northwest.bank

Navy Federal Credit Union - Restricted Access

19 J F King Dr Bldg 105, Saratoga Springs, NY 12866, USA

+1 (888) 842-6328

www.navyfederal.org

Saratoga National Bank

386 Clifton Park Center Rd, Clifton Park, NY 12065, USA

+1 (518) 935-2707

www.saratoganational.com

Rockland Check Cashing

86 NY-59, Spring Valley, NY 10977, USA

+1 (845) 356-2274

www.rocklandcheckcashing.net

Five Star Bank

40-50 Fountain Plaza # 50, Buffalo, NY 14202, USA

+1 (716) 844-3890

www.five-starbank.com

Mrs. Cash, LLC

286 Hollywood Ave, The Bronx, NY 10465, USA

+1 (844) 511-6771

settlementfundingnow.com

Ed Negron - Citizens Bank, Home Mortgages

300 Airborne Pkwy Suite 130, Buffalo, NY 14225, USA

+1 (716) 864-4768

lo.citizensbank.com

Lendio Western NY

6605 Pittsford Palmyra Rd W1, Fairport, NY 14450, USA

+1 (855) 853-0015

www.lendio.com

Buffalo Jewelry & Loan

2196 Seneca St, Buffalo, NY 14210, USA

+1 (716) 259-9150

www.buffalojewelryandloan.com