What people think about Saratoga Financial Services?
Seems a fraudulent company. They ask for too many personal data. I think it’s dangerous to spread such information [online|on the Internet. You’d better find another website.
Applied for a payday loan second time. Got refused! No suggestion WHY! No explanation. Tricky service.
Serenity Hickle I
Said I was approved for a loan. Have been waiting 2 days, still no money I my account. I think it’s fraud.
Dena Ziemann III
Now you can review general characteristics of payday loans.
Payday Loans in Saratoga Springs, New York
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Saratoga Springs, New York. The entire process is straightforward. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.
25% small loan cap
Advantages of Saratoga Financial Services that offers payday loans in Saratoga Springs, New York
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to fill out the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then click “Submit” and wait for a decision.
Payday loans for bad credit
Bad credit score can typically be an obstacle to obtaining a bank loan. A payday loan can help borrowers who have poor credit scores or have no credit history. But we remind you that as with any debt you should only think about applying for a payday loan if you are certain that you can afford payments punctually.
To get accepted for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.