Navy Federal Credit Union - Restricted Access Payday Loans Review - Saratoga Springs, New York

Your personal information is safe with us
4.1 14 reviews

19 J F King Dr Bldg 105, Saratoga Springs, NY 12866, USA
+1 (888) 842-6328
www.navyfederal.org
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–4:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Testimonials

What people think about Navy Federal Credit Union - Restricted Access?

Below you read some of the testimonials of our customers.
Note

Important

The previous three items describe a definite lending service. But below you can find common data about payday loans.

Payday Loans in Saratoga Springs, New York

A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Saratoga Springs, New York is are simple to get. The APR is individual for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of Navy Federal Credit Union - Restricted Access that offers payday loans in Saratoga Springs, New York

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a poor credit rating an increased opportunity to get approved for short-term loans. A payday loan may be the only financial product available for some people to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your capabilities and pay off your loan commitments as agreed in the contract.

To get accepted for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

Other Payday Lenders in Saratoga Springs, New York

Federal Reserve Bank of New York

33 Liberty St, New York, NY 10045, USA

+1 (212) 720-5000

www.newyorkfed.org

Capital Source Finance LLC

3556 Lake Shore Rd # 700, Blasdell, NY 14219, USA

+1 (716) 822-5096

M&T Bank

1091 NY-222, Cortland, NY 13045, USA

+1 (607) 756-5607

locations.mtb.com

Hudson Valley Credit Union

1639 Ulster Ave, Lake Katrine, NY 12449, USA

+1 (800) 468-3011

www.hvcu.org

PLS Check Cashing Store

2040 Amsterdam Ave, New York, NY 10032, USA

+1 (212) 781-7444

pls247.com

Regina Check Cashing

2209 Lodi St, Syracuse, NY 13208, USA

+1 (315) 423-5580

www.reginacheckcashing.com

Ridgewood Savings Bank

43-14 Ditmars Blvd, Queens, NY 11105, USA

+1 (718) 274-5400

branches.ridgewoodbank.com

Regina Check Cashing

1249 State St, Schenectady, NY 12304, USA

+1 (518) 346-6091

reginacheckcashing.com

CFCU Community Credit Union - Route 281 Branch

3910 Route 281 Tops Plaza, Cortland, NY 13045, USA

+1 (607) 257-8500

mycfcu.com