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What people think about Regina Check Cashing?
Saturday is went to cash my check at 4pm but this place was closed.
Gilberto Bailey
This places closing hours are all screwed up
Prudence Keeling Sr.
In and out less than 20 minutes nice customer service
Eveline Kuhn Sr.
Saturday is went to cash my check at 4pm but this place was closed.
Gilberto Bailey
This places closing hours are all screwed up
Prudence Keeling Sr.
In and out less than 20 minutes nice customer service
Eveline Kuhn Sr.
Saturday is went to cash my check at 4pm but this place was closed.
Gilberto Bailey
Pay Attention
Above there is information about a definite lender. Below you can review common aspects of payday loans.
Payday Loans in Schenectady, New York
Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.
Cash advance loans may become an easy and speedy solution to a short-term problem in Schenectady, New York. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few things.
25% small loan cap
Advantages of Regina Check Cashing that offers payday loans in Schenectady, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a poor credit history an increased chance to get accepted for payday loans. A payday loan may be the only financial product available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your needs and repay your loan commitments punctually.
To get accepted for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.
Other Payday Lenders in Schenectady, New York
Cross River Bank
2365 Nostrand Ave. Suite B, Brooklyn, NY 11210, USA
+1 (929) 450-0420
www.crossriver.com
Principal Financial Group
100 Corporate Pkwy #118, Amherst, NY 14226, USA
+1 (716) 836-2422
www.principal.com
Saratoga National Bank
545 Troy Schenectady Rd, Latham, NY 12110, USA
+1 (518) 608-5756
www.saratoganational.com
Suffolk Federal Credit Union
5 Eastport Manor Rd, Eastport, NY 11941, USA
+1 (631) 924-8000
www.suffolkfcu.org