Regina Check Cashing Payday Loans Review - Schenectady, New York

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2.6 21 reviews

315 State St #5, Schenectady, NY 12305, USA
+1 (518) 346-8725
reginacheckcashing.com
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
9AM–3PM
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM

Domain Info

Created Date

2004-09-29

Mailing Address

96 Mowat Ave

Toronto

ON

M4K 3K1

Canada

Company Name

Contact Privacy Inc. Customer 1243205716

Contact Privacy Inc. Customer 1243205716

Contact Data

jsbs8bqehq9w@contactprivacy.email

+1.4165385487

Testimonials

What people think about Regina Check Cashing?

Below you find some of the testimonials of our clients.
Note

Pay Attention

Above there is information about a definite lender. Below you can review common aspects of payday loans.

Payday Loans in Schenectady, New York

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may become an easy and speedy solution to a short-term problem in Schenectady, New York. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few things.

APR

25% small loan cap

Advantages of Regina Check Cashing that offers payday loans in Schenectady, New York

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a poor credit history an increased chance to get accepted for payday loans. A payday loan may be the only financial product available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your needs and repay your loan commitments punctually.

To get accepted for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

Other Payday Lenders in Schenectady, New York

Bank of Greene County

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+1 (518) 797-3934

www.thebankofgreenecounty.com

Quick Cash of White Plains LLC

70 E Post Rd (route 22, White Plains, NY 10601, USA

+1 (914) 437-8118

quickcashpawnusa.com

Gail Plato - Citizens Bank, Home Mortgages

300 Airborne Pkwy Suite 130, Buffalo, NY 14225, USA

+1 (716) 867-5351

lo.citizensbank.com

Sba Loan Group

1650 Eastern Pkwy, Brooklyn, NY 11233, USA

www.sbaloangroup.com

Fast Cash-Cheektowaga

3820 Union Rd, Buffalo, NY 14225, USA

+1 (716) 684-0402

Lyons National Bank Operations Center

470 Exchange St, Geneva, NY 14456, USA

+1 (315) 781-5000

bankwithlnb.com

WNY Check Cashing Services

675 N Fillmore Ave, Buffalo, NY 14212, USA

+1 (716) 893-4193

www.wnycheckservices.com

Mid-Hudson Valley Federal Credit Union

85 Mill Hill Rd, Woodstock, NY 12498, USA

+1 (845) 336-4444

www.mhvfcu.com

Regina Check Cashing

2209 Lodi St, Syracuse, NY 13208, USA

+1 (315) 423-5580

www.reginacheckcashing.com