What people think about Regina Check Cashing?
In and out less than 20 minutes nice customer service
Eveline Kuhn Sr.
Saturday is went to cash my check at 4pm but this place was closed.
This places closing hours are all screwed up
Prudence Keeling Sr.
Above there is information about a definite lender. Below you can review common aspects of payday loans.
Payday Loans in Schenectady, New York
Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.
Cash advance loans may become an easy and speedy solution to a short-term problem in Schenectady, New York. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few things.
25% small loan cap
Advantages of Regina Check Cashing that offers payday loans in Schenectady, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Payday loans for bad credit
Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a poor credit history an increased chance to get accepted for payday loans. A payday loan may be the only financial product available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your needs and repay your loan commitments punctually.
To get accepted for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.