Geddes Federal Savings & Loan Association Payday Loans Review - Syracuse, New York

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4.1 16 reviews

Organization owner?

2208 W Genesee St, Syracuse, NY 13219, USA

+1 (315) 468-6281

www.geddesfederal.com

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–12PM

Domain Info

Feedback about Geddes Federal Savings & Loan Association?

Here you grapple with the reviews of our clients.

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Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes readers grapple with general information about payday loans.

Payday Loans in Syracuse, New York

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Syracuse, New York is taken out simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will get.

APR

25% small loan cap

How will Geddes Federal Savings & Loan Association help take out a loan in Syracuse, New York?

Round the clock service. Every client may contact the service round the clock. The borrowed money will be transfered to account. You won't be asked to attend any department.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are deposited in 24 business hours.
Fast and high approval rate. The positive answer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Syracuse, New York. The company will assess many points to qualify such as solvency. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the annual percentage rate. This is a exact cost of the payday loan.

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