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What people think about First Bank - Asheville West, NC?
I have always found the employees to be wonderful and incredibly helpful.
Claudie Gorczany
I will never do business with First Bank again.
Soledad Upton V
Great customer service!
Lucio Kihn
I have always found the employees to be wonderful and incredibly helpful.
Claudie Gorczany
I will never do business with First Bank again.
Soledad Upton V
Great customer service!
Lucio Kihn
I have always found the employees to be wonderful and incredibly helpful.
Claudie Gorczany
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Below you can read general information about payday loans and their common features.
Payday Loans in Asheville, North Carolina
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
It is trouble-free and speedy to get approved for payday loans in Asheville, North Carolina. The interest rate will be set specifically for each applicant and will depend on the personal data the applicant entered.
36% APR small loan cap
Advantages of First Bank - Asheville West, NC that offers payday loans in Asheville, North Carolina
- 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
- High approval rates. 94% of applicants are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people apply for cash advances?
Payday loans for bad credit
If you have a bad credit score you may still get approved for a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit score. You will need a steady income to get approved for a bad credit payday loan.
To get approved for a loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the loan immediately.
Other Payday Lenders in Asheville, North Carolina
Self-Help Credit Union
40 Forest Gate Dr, Pisgah Forest, NC 28768, USA
+1 (828) 884-8835
www.self-help.org
Allegacy Federal Credit Union
256 Hospital St, Mocksville, NC 27028, USA
+1 (336) 830-8600
www.allegacy.org
United Bank
111 W Strawberry Blvd, Chadbourn, NC 28431, USA
+1 (910) 207-9031
www.bankwithunited.com
Regional Finance
1829 Capital Blvd Suite 105, Raleigh, NC 27604, USA
+1 (919) 872-2460
branches.regionalfinance.com
Carolina Farm Credit
902 Curtis Bridge Rd, Wilkesboro, NC 28697, USA
+1 (336) 838-4107
www.carolinafarmcredit.com
Regional Finance
4964 Martin View Ln, Winston-Salem, NC 27104, USA
+1 (336) 354-4930
branches.regionalfinance.com