Nicholas Financial Inc Payday Loans Review - Charlotte, North Carolina

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2.7 6 reviews

9123 Monroe Rd STE 110, Charlotte, NC 28270, USA
7 years in business
+1 (704) 849-6882
nicholasfinancial.com
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
(Good Friday)
8AM–5:30PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM

Domain Info

Created Date

1999-03-19

Mailing Address

2454 N MCMULLEN BOOTH RD

CLEARWATER

FL

33759-1353

United States

Company Name

Nicholas Financial, Inc.

Nicholas Financial, Inc.

Contact Data

rrooks@nicfn.com

+1.7277260763

+1.7277262140

Testimonials

What people think about Nicholas Financial Inc?

Below you read some of the opinions of our customers.
Note

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Charlotte, Vermont

A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans may be an easy and speedy solution to a short-term problem in Charlotte, Vermont. Loans from payday lenders can get you cash within a few hours. Your APR will depend on a few things.

APR

18% APR small loan cap

Advantages of Nicholas Financial Inc that offers payday loans in Charlotte, Vermont

  • 24/7 service. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval rates. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Payday loans are created for consumers with a credit report that's less than spotless, or who have little to no credit history. Bad credit history may prevent you from getting accepted for a bank loan. Payday lenders in Charlotte, vt work with people with bad credit. You can request a bad credit payday loan on the net around the clock and if approved could have the funds in your account within several hours.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the payday loan even before applying.

Let's see

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