State Employees’ Credit Union Payday Loans Review - Franklin, North Carolina

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4.9 11 reviews

245 Cunningham Rd, Franklin, NC 28734, USA
+1 (828) 369-3536
(Good Friday)
Holiday hours
Holiday hours

What people think about State Employees’ Credit Union?

Below you get acquainted with some of the testimonials of our clients.


The previous three items charactirize a definite lender. But below you can find common details about payday loans.

Payday Loans in Franklin, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Franklin, New York. Loans from payday lenders can get you cash quickly. Your APR will depend on several things.


25% small loan cap

Advantages of State Employees’ Credit Union that offers payday loans in Franklin, New York

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for cash advances?

Car expenses




Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still be eligible a payday loan. Such loans are designed to help meet the needs of people with lower credit scores. There are lenders who may be ready to give you a payday loan even if you have a bad credit score. You will need a stable income to be eligible for a bad credit payday loan.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

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State Employees’ Credit Union

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Lendmark Financial Services LLC

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