First Citizens Bank Payday Loans Review - Henderson, North Carolina

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3.1 7 reviews

Organization owner?

1205 Dabney Dr, Henderson, NC 27536, USA

+1 (252) 492-4145

locations.firstcitizens.com

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

Closed

Domain Info

What people think about First Citizens Bank?

Below you find some of the testimonials of our clients.

Note

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in Henderson, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is effortless and speedy to get approved for payday loans in Henderson, New York. The interest rate will be set individually for each consumer and will depend on the personal information the applicant filled in.

APR

25% small loan cap

Advantages of First Citizens Bank that offers payday loans in Henderson, New York

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The money will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to submit the application. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for consumers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in Henderson, ny work with consumers with poor credit. You can request a bad credit payday loan on the net around the clock and if accepted could have the money in your account within the hour.

To get approved for a payday loan, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the payday loan immediately.

Let's see