Regions Bank Payday Loans Review - Highlands, North Carolina

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3.4 5 reviews

Organization owner?

161 Spring St, Highlands, NC 28741, USA

+1 (828) 533-9900

www.regions.com

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday
(Good Friday)

9AM–5PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

Mailing Address

2090 Parkway Office Circle

Birmingham

35244

United States

Contact Data

dnsadmin@regions.com

+1.2052616863

Testimonials

Feedback about Regions Bank?

Here you read the reviews of our clients.

Note

Pay Attention

Lenders are shown in the first three points. Below info specifies general information about payday loans.

Payday Loans in Highlands, New Jersey

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Highlands, New Jersey is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

30% usury cap

How will Regions Bank help issue a payday loan in Highlands, New Jersey?

24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The transfer will be sent to a account, so a personal visit to the store is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Highlands, New Jersey. They rate many other factors before taking out a cash advance. One of them is solvency. This is a way to improve your credit score.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

Let's see