Creekside Finance Payday Loans Review - Lenoir, North Carolina

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3.6 26 reviews

Loan agency in Lenoir, North Carolina

Organization owner?

845 Blowing Rock Blvd, Lenoir, NC 28645, USA

15 years in business

+1 (828) 726-3810

www.creeksidefinance.com

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday
(Good Friday)

8:30AM–5PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Domain Info

Mailing Address

171 West Cornish Road NULL

Blowing Rock

28605

United States

Company Name

Larry Gragg (4031139973)

CreekSide Finance, Inc.

Contact Data

ldgragg@bellsouth.net

+0.8283022255

+0.8287570281

Testimonials

Feedback about Creekside Finance?

Here you see the feedback of our clients.

Note

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Lenoir, North Carolina

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

It is simple and quick to take out loans in Lenoir, North Carolina. The rates are set on an individual basis: if a client repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

36% APR small loan cap

How will Creekside Finance help take out a payday loan in Lenoir, North Carolina?

24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Lenoir, nc will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the loan.

Let's see