Cardinal Finance Co Payday Loans Review - Lumberton, North Carolina

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3.7 3 reviews
Loan agency in Lumberton, North Carolina

406 N Chestnut St, Lumberton, NC 28358, USA
7 years in business
+1 (910) 738-4557
Tuesday
9AM–5:30PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–5:30PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Testimonials

What people think about Cardinal Finance Co?

Below you see some of the testimonials of our clients.
Note

Pay Attention

The previous three items describe a definite lending service. But below you can read common information about payday loans.

Payday Loans in Lumberton, New Jersey

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans are the easiest loans to access in Lumberton, New Jersey. The entire process is effortless. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

30% usury cap

Advantages of Cardinal Finance Co that offers payday loans in Lumberton, New Jersey

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are lenders who may be happy to give you a payday loan even if you have a poor credit score. You will need a steady income to apply for a bad credit payday loan.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your payday loan.

Let's see

Other Payday Lenders in Lumberton, North Carolina

Southern Loans Inc

2394 Carolina Beach Rd # 305, Wilmington, NC 28401, USA

+1 (910) 762-1127

www.southern-loans.com

Regional Finance

4964 Martin View Ln, Winston-Salem, NC 27104, USA

+1 (336) 354-4930

branches.regionalfinance.com

Self-Help Credit Union

391 S French Broad Ave, Asheville, NC 28801, USA

+1 (828) 255-0809

www.self-help.org

National Finance Company

714 Harris Ave, Raeford, NC 28376, USA

+1 (910) 875-2136

www.nfcmoney.com

Mountain Community Bank

3828 NC-105, Sugar Mountain, NC 28604, USA

+1 (828) 898-1888

www.bankoftennessee.com

United Bank

105 Hickman Rd, Tabor City, NC 28463, USA

+1 (910) 207-9033

www.bankwithunited.com

First Bank - Asheville West, NC

1012 Patton Ave, Asheville, NC 28806, USA

+1 (828) 254-1778

localfirstbank.com

Security Financial Services

1619 S JK Powell Blvd, Whiteville, NC 28472, USA

+1 (910) 641-0189

www.security-finance.com

First Citizens Bank

5661 US-25, Marshall, NC 28753, USA

+1 (828) 649-2255

locations.firstcitizens.com