Foothills Family Finance Payday Loans Review - Morganton, North Carolina

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5 13 reviews

524 W Fleming Dr, Morganton, NC 28655, USA
+1 (828) 221-0316
(Good Friday)
Hours might differ

What people think about Foothills Family Finance?

Below you see some of the testimonials of our customers.

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The previous three items charactirize a certain company. But below you can read general data about payday loans.

Payday Loans in Morganton, North Carolina

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Morganton, North Carolina. The entire process is fast. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal data.


36% APR small loan cap

Advantages of Foothills Family Finance that offers payday loans in Morganton, North Carolina

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to complete the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses




Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can typically be an obstacle to getting a bank loan. A payday loan can help borrowers who have low credit scores or have no credit history. But we recommend you that as with any loan you should only think about applying for a cash advance if you are convinced that you can afford payments without delays.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
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APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the loan immediately.

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