Allegacy Federal Credit Union Payday Loans Review - Mount Airy, North Carolina

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5 2 reviews

1996 Rockford St Suite 300, Mt Airy, NC 27030, USA
+1 (336) 830-8600
www.allegacy.org
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Testimonials

What people think about Allegacy Federal Credit Union?

Below you see some of the opinions of our customers.
Note

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Mount Airy, Maryland

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans in Mount Airy, Maryland is are simple to access. The APR is individual for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

33% APR cap (2.75% a month)

Advantages of Allegacy Federal Credit Union that offers payday loans in Mount Airy, Maryland

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit rating an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some individuals to help them out of fix. If you take out such a loan, it is critical that you always borrow within your needs and repay your loan commitments in a timely manner.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

Other Payday Lenders in Mount Airy, North Carolina

State Employees’ Credit Union

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+1 (336) 246-2763

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Carolina Farm Credit

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Garry A Green | Fairway Independent Mortgage Corporation Loan Officer

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www.fairwayindependentmc.com

National Finance Company

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+1 (252) 291-8850

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PLS Check Cashing Store

1800 S Tryon St, Charlotte, NC 28203, USA

+1 (704) 342-0065

pls247.com

State Employees’ Credit Union

805 South Franklin Road, Mt Airy, NC 27030, USA

+1 (336) 789-7226

locations.ncsecu.org

Lendmark Financial Services LLC

3625 Mt Holly-Huntersville Rd Suite 405, Charlotte, NC 28216, USA

+1 (704) 504-7477

www.lendmarkfinancial.com

Carolina Farm Credit

2549 Chimney Rock Rd, Hendersonville, NC 28792, USA

+1 (828) 693-0272

www.carolinafarmcredit.com

Fifth Third Bank & ATM

201 N Charlotte Ave, Monroe, NC 28112, USA

+1 (704) 289-9555

locations.53.com