Fidelity Bank Payday Loans Review - Oxford, North Carolina

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5 93 reviews

712 M.L.K. Jr Ave, Oxford, NC 27565, USA
+1 (919) 693-8106
www.fidelitybanknc.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Testimonials

What people think about Fidelity Bank?

Below you get acquainted with some of the reviews of our clients.
Note

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Oxford, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is easy and fast to get approved for payday loans in Oxford, New York. The APR will be set individually for each client and will depend on the personal details the borrower provided.

APR

25% small loan cap

Advantages of Fidelity Bank that offers payday loans in Oxford, New York

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to complete the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to applicants with a poor credit score. Payday loan approvals depend very much on other factors. Payday companies will check your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your loan.

Let's see

Other Payday Lenders in Oxford, North Carolina

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+1 (919) 790-5771

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Time Financing Service

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Check Cashing & More Inc

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+1 (919) 838-6666

Carter Bank & Trust

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Touchstone Bank

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www.touchstone.bank

Creekside Finance

845 Blowing Rock Blvd, Lenoir, NC 28645, USA

+1 (828) 726-3810

www.creeksidefinance.com

First Citizens Bank

110 W Main St, Pilot Mountain, NC 27041, USA

+1 (336) 368-4705

locations.firstcitizens.com

New Southern Loans, Inc.

2405 Nash St N, Wilson, NC 27896, USA

+1 (252) 243-1001

ACE Cash Express

3310 Wilkinson Blvd, Charlotte, NC 28208, USA

+1 (704) 399-3774

www.acecashexpress.com