USPS Federal Credit Union Payday Loans Review - Raleigh, North Carolina

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3 6 reviews
Organization owner?
1 Floretta Pl, Raleigh, NC 27676, USA
+1 (800) 877-7328
www.uspsfcu.org
Saturday
Closed
Sunday
Closed
Monday
7:30AM–3PM
Tuesday
7:30AM–3PM
Wednesday
7:30AM–3PM
Thursday
7:30AM–3PM
Friday
7:30AM–3PM

Domain Info

Created Date
Mailing Address
Company Name
Contact Data
Testimonials

Feedback about USPS Federal Credit Union?

Here you see the feedback of our customers.

The ladies in this office know their stuff.

Caleigh Hilpert

I was charged over 500 dollars and did not even get good communication..

Ashlee Abshire PhD

Thank you for the very kind and respectful service.

Mrs. Jessica Schmeler

Fast, friendly service.

Mack Littel

Nowhere in the office does it remark on appointments and how to utilize them.

Mr. Laverna Pouros

Excellent customer service.

Missouri Moen

The ladies in this office know their stuff.

Caleigh Hilpert

I was charged over 500 dollars and did not even get good communication..

Ashlee Abshire PhD

Thank you for the very kind and respectful service.

Mrs. Jessica Schmeler

Fast, friendly service.

Mack Littel

Nowhere in the office does it remark on appointments and how to utilize them.

Mr. Laverna Pouros

Excellent customer service.

Missouri Moen

Note

Pay Attention

Lending companies are provided in the first three points. Below info specifies common information about payday loans.

Payday Loans in Raleigh, West Virginia

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Raleigh, West Virginia are issued problem-free. The interest rate depends on the client's personal data: if you pay back more payday loans, the more efficient terms and rates lenders offer.

APR

31% APR for loans up to $2,000

How will USPS Federal Credit Union help issue a loan in Raleigh, West Virginia?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Get Started
Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Raleigh, West Virginia. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Raleigh, North Carolina

Self-Help Credit Union

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+1 (828) 668-7561

www.self-help.org

American National Bank and Trust Company: ATM

1981 NC-86, Yanceyville, NC 27379, USA

+1 (434) 792-5111

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Mid-State Financial

3472 Sunset Ave, Rocky Mount, NC 27804, USA

+1 (252) 557-2558

friendlycheck.com

Time Financing Service

403 E Nash St, Louisburg, NC 27549, USA

+1 (919) 496-2538

www.timefinancing.com

Carolina Farm Credit ACA

146 Victory Ln, Statesville, NC 28625, USA

+1 (704) 873-0276

carolinafarmcredit.com

Edward Jones - Financial Advisor: Dale Draughn, AAMS®

140 Franklin St, Mt Airy, NC 27030, USA

+1 (336) 789-0136

www.edwardjones.com

National Finance Company

1102 Skyway Dr, Monroe, NC 28110, USA

+1 (704) 283-1576

www.nfcmoney.com

Coastal Credit Union

10850 Wakefield Commons Dr, Raleigh, NC 27614, USA

+1 (800) 868-4262

www.coastal24.com

State Employees’ Credit Union

1125 N Academy St, Ahoskie, NC 27910, USA

+1 (252) 332-5339

locations.ncsecu.org