Choice Bank Payday Loans Review - Bismarck, North Dakota

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3.3 8 reviews

207 E Front Ave, Bismarck, ND 58504, USA
+1 (701) 258-3300
bankwithchoice.com
Monday
7:30AM–6PM
Tuesday
7:30AM–6PM
Wednesday
7:30AM–6PM
Thursday
7:30AM–6PM
Friday
7:30AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Testimonials

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Further there will be presented the details about not a definite lender. The information below will define shared information about payday loans and its specific elements.

Payday Loans in Bismarck, North Dakota

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Bismarck, North Dakota are issued hassle-free. The interest percentage depends on the customer's personal information: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Choice Bank help take out a loan in Bismarck, North Dakota?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be transfered to account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Bismarck, North Dakota. They rate many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Bismarck, North Dakota

U.S. Bank Branch

1815 S University Dr, Fargo, ND 58103, USA

+1 (701) 280-3612

locations.usbank.com

Gate City Bank

1501 S University Dr, Fargo, ND 58103, USA

+1 (701) 298-2832

www.gatecity.bank

First State Bank of North Dakota

318 Railway St, Enderlin, ND 58027, USA

+1 (701) 437-2100

Brooks Financial Services Inc

108 4th St W, Lakota, ND 58344, USA

+1 (701) 247-2685

AgCountry Farm Credit Services

4350 32nd Ave S, Grand Forks, ND 58201, USA

+1 (701) 775-3193

www.agcountry.com

United Valley Bank

2718 S Columbia Rd, Grand Forks, ND 58201, USA

+1 (701) 780-9757

www.uvbank.net

First Community Credit Union

200 Main St N, Lakota, ND 58344, USA

+1 (701) 247-2759

www.myfccu.com

Farm Credit Services

391 ND-281, Carrington, ND 58421, USA

+1 (701) 652-2836

www.farmcreditnd.com

Commercial Bank of Mott

325 Brown Ave, Mott, ND 58646, USA

+1 (701) 824-2593

cbmott.com