Gate City Bank Payday Loans Review - Bismarck, North Dakota

4.5 14 reviews

2710 State St, Bismarck, ND 58503, USA
+1 (701) 355-7640
www.gatecity.bank
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Testimonials

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The first three points describe the certain lending company. In other turn, below-defined info makes people grapple with common information about payday loans.

Payday Loans in Bismarck, North Dakota

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Bismarck, North Dakota is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates you will get.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Gate City Bank help issue a loan in Bismarck, North Dakota?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Bismarck, North Dakota. The company will assess many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will specify the cost of the loan. It takes seconds to see the outcome.

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First International Bank & Trust

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Plains Commerce Bank

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Choice Bank

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First National Bank & Trust Co

110 Main St, Lignite, ND 58752, USA

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First Community Credit Union

217 Towner Ave, Larimore, ND 58251, USA

+1 (701) 343-6473

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MoneyGram

1625 Commerce St, Wahpeton, ND 58075, USA

+1 (701) 642-9086

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Western State Bank

755 13th Ave E, West Fargo, ND 58078, USA

+1 (701) 277-5003

www.westernbanks.com