Gate City Bank Payday Loans Review - Dickinson, North Dakota

4.3 27 reviews

204 Sims St, Dickinson, ND 58601, USA
+1 (701) 456-7220
www.gatecity.bank
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Testimonials

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Pay Attention

Further there will be given the details about not a exact lender. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Dickinson, Alabama

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Dickinson, Alabama is taken out simply and quickly. The interest rate is defined respecting the category of the customer: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Gate City Bank help issue a loan in Dickinson, Alabama?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Microfinance organizations in Dickinson, al consider this circumstance not an obstacle to issue a loan. The client of a loan should be prepared to objectively assess financial capabilities, take out a loan, pay off the debt on time and not only solve current difficulties, but improve the credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Dickinson, North Dakota

Capital Credit Union

3216 Veterans Blvd, Fargo, ND 58104, USA

+1 (701) 282-2139

www.capcu.org

United Community Bank

900 Johnson St, Burlington, ND 58722, USA

+1 (701) 839-3400

www.ucbnd.bank

Used-A-Bit Sales and Pawn

855 45th St S D, Fargo, ND 58103, USA

+1 (701) 277-5056

www.usedabit.com

First Community Credit Union

1601 Wheatland Rd, Wahpeton, ND 58075, USA

+1 (701) 642-2020

www.myfccu.com

Farm Credit Services

391 ND-281, Carrington, ND 58421, USA

+1 (701) 652-2836

www.farmcreditnd.com

U.S. Bank ATM - Beulah

113 1st Ave NW, Beulah, ND 58523, USA

+1 (800) 872-2657

usbank.com

AgCountry Farm Credit Services

1982 2 10 Dr, Wahpeton, ND 58075, USA

+1 (701) 642-8557

www.agcountry.com

Wells Fargo Bank

13 E Divide St, Bowman, ND 58623, USA

+1 (701) 523-3261

www.wellsfargo.com

Bank of Glen Ullin

106 W South Ave, Glen Ullin, ND 58631, USA

+1 (701) 348-3613

www.bankofglenullin.com