Gate City Bank Payday Loans Review - Dickinson, North Dakota

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4.3 27 reviews

Organization owner?

204 Sims St, Dickinson, ND 58601, USA

+1 (701) 456-7220

www.gatecity.bank

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Saturday

Closed

Sunday

Closed

Domain Info

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Here you see the reviews of our clients.

Note

Pay Attention

Further there will be given the details about not a exact lender. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Dickinson, Alabama

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Dickinson, Alabama is taken out simply and quickly. The interest rate is defined respecting the category of the customer: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Gate City Bank help issue a loan in Dickinson, Alabama?

24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Microfinance organizations in Dickinson, al consider this circumstance not an obstacle to issue a loan. The client of a loan should be prepared to objectively assess financial capabilities, take out a loan, pay off the debt on time and not only solve current difficulties, but improve the credit rating.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see