Western Cooperative Credit Union Payday Loans Review - Dickinson, North Dakota

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4.8 6 reviews

721 State Ave, Dickinson, ND 58601, USA
+1 (701) 483-0188
www.wccu.org
Monday
7:30AM–5:30PM
Tuesday
7:30AM–5:30PM
Wednesday
7:30AM–5:30PM
Thursday
7:30AM–5:30PM
Friday
7:30AM–5:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Testimonials

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Above-specified info provides the details about a certain lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Dickinson, Alabama

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Dickinson, Alabama is issued simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates a client will get.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Western Cooperative Credit Union help issue a loan in Dickinson, Alabama?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be transfered to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Dickinson, Alabama. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will determine the cost of the payday loan.

Let's see

Other Payday Lenders in Dickinson, North Dakota

Service Credit Union

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+1 (800) 936-7730

servicecu.org

Kindred State Bank

411 Elm St, Kindred, ND 58051, USA

+1 (701) 428-3121

www.kindredstatebank.com

Dakota Heritage Bank of ND

208 3rd St, Grandin, ND 58038, USA

+1 (701) 484-5351

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North Star Community Credit Union

111 Main St N, Velva, ND 58790, USA

+1 (701) 338-2029

www.northstarccu.com

Walmart Money Center

Minot, ND 58701, USA

www.walmart.com

First Community Credit Union

4521 19th Ave S, Fargo, ND 58103, USA

+1 (701) 282-9011

www.myfccu.com

Concorde Financial

720 28th St S, Fargo, ND 58103, USA

+1 (701) 293-1524

First International Bank & Trust

313 Fox Hills Pkwy N, Watford City, ND 58854, USA

+1 (701) 842-7500

fibt.com

Gate City Bank (in Hornbacher's)

1532 32nd Ave S, Fargo, ND 58103, USA

+1 (701) 293-2470

www.gatecity.bank