What people think about Heartland State Bank?
Simple application. I only filled in an ID and a bank account. Very quick approval. The first time I was accepted for $400 only. Hope the limit will increase next time. APR is fair. Repaid the loan on time. If desired, the term can be also extended.
Tristian Jenkins III
I was embarrassed to borrow from my dad so I decided to apply for a payday loan via Heartland State Bank. Found them on the net and the user reviews were great I have already applied twice and every time I was approved within 15 minutes. Very convenient.
Dr. Santa Pouros
Good website with competitive rates. They transferred the next day, as promised. I will use Heartland State Bank again if I need temporary help.
Kirstin Herman III
Thank you Heartland State Bank for helping me when I needed cash so bad to pay for wedding. I have applied through this company once and everything was smooth. This is the most credible company with no hidden fees. Highly recommended!!!
Brian Kuhic I
Thanks!! The funds were deposited to my bank account as agreed – within 3 hours. I closed the debt quickly and had no complaints. The process is easy and transparent. Be a responsible client and you will have no issues.
Ms. Jade Swift Sr.
Above there is information about a exact loan provider. Below you can review common features of payday loans.
Payday Loans in Edgeley, North Dakota
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Online payday loans can be the right solution to your unexpected financial troubles in Edgeley , North Dakota because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the company's policy.
Advantages of Heartland State Bank that offers payday loans in Edgeley, North Dakota
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the form. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to people with a bad credit score. Payday loan approvals depend very much on specific circumstances. They will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
This online calculator helps to quickly calculate the APR. It’s easy to find out the exact cost of the loan even before applying.