Choice Bank Payday Loans Review - Fargo, North Dakota

4.5 13 reviews

4501 23rd Ave S, Fargo, ND 58104, USA
+1 (701) 356-9700
www.bankwithchoice.com
Sunday
Closed
Monday
7:45AM–6PM
Tuesday
7:45AM–6PM
Wednesday
7:45AM–6PM
Thursday
7:45AM–6PM
Friday
7:45AM–6PM
Saturday
9AM–12PM
Testimonials

What people think about Choice Bank?

Below you see some of the testimonials of our customers.
Note

Pay Attention

The previous three items describe a specific lending service. But below you can read common details about payday loans.

Payday Loans in Fargo, Georgia

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Fargo, Georgia is are easy to access. The APR is individual for each borrower and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

10% small loan cap

Advantages of Choice Bank that offers payday loans in Fargo, Georgia

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to complete the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still be eligible a payday loan. Such loans are designed to help meet the needs of applicants with bad credit scores. There are lenders who may be happy to give you a payday loan even if you have a bad credit rating. You will need a regular income to get approved for a bad credit payday loan.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the APR. It’s easy to find out the precise cost of the cash advance loan even before applying.

Let's see

Other Payday Lenders in Fargo, North Dakota

Ramsey National Bank

319 S Main Ave, Rugby, ND 58368, USA

+1 (701) 776-5766

www.ramseybank.com

Choice Bank

101 2nd Ave SW, Medina, ND 58467, USA

+1 (701) 486-3184

bankwithchoice.com

Jeffery Maynard - BancWest Investment Services Wealth Financial Advisor

520 Main Ave, Fargo, ND 58124, USA

+1 (701) 298-5708

www.bankofthewest.com

Bremer Bank

424 5th St NE, Devils Lake, ND 58301, USA

+1 (701) 662-4074

www.bremer.com

ATM Dacotah Bank

1121 S Broadway, Minot, ND 58701, USA

+1 (800) 627-3999

www.dacotahbank.com

Bremer Bank

807 Main St, Carrington, ND 58421, USA

+1 (701) 652-3127

www.bremer.com

Gate City Bank

11 1st St SE, Mayville, ND 58257, USA

+1 (701) 786-2219

www.gatecity.bank

Union Bank

1700 ND-49, Beulah, ND 58523, USA

+1 (701) 873-2900

www.theunionbank.com

Walmart Money Center

Williston, ND 58801, USA

www.walmart.com