What people think about Choice Bank?
Great professional staff... providing personable service.
Can't say enough about this place!
There are many more convenient/easier to work with banks out there!
Dr. Mack Hahn IV
I have been a customer for 12yrs!
Dr. Jennifer Sipes
Went their after work, got their about 445 and they were closed.
Always friendly & super helpful!!
The previous three items describe a specific lending service. But below you can read common details about payday loans.
Payday Loans in Fargo, Georgia
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans in Fargo, Georgia is are easy to access. The APR is individual for each borrower and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.
10% small loan cap
Advantages of Choice Bank that offers payday loans in Fargo, Georgia
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to complete the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Payday loans for bad credit
If you have a bad credit score you may still be eligible a payday loan. Such loans are designed to help meet the needs of applicants with bad credit scores. There are lenders who may be happy to give you a payday loan even if you have a bad credit rating. You will need a regular income to get approved for a bad credit payday loan.
To get approved for a loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
This online calculator helps to quickly calculate the APR. It’s easy to find out the precise cost of the cash advance loan even before applying.