First Community Credit Union Payday Loans Review - Fargo, North Dakota

Your personal information is safe with us
3.9 7 reviews

5201 42nd St S, Fargo, ND 58104, USA
+1 (701) 499-4050
www.myfccu.com
Sunday
Closed
Monday
9:30AM–5:30PM
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Friday
9:30AM–5:30PM
Saturday
9AM–1PM
Testimonials

Feedback about First Community Credit Union?

Here you see the feedback of our customers.
Note

Pay Attention

Payday lenders are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Fargo, Georgia

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is easy and quick to take out loans in Fargo, Georgia. The rates are set on an individual basis: if a client repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

10% small loan cap

How will First Community Credit Union help take out a payday loan in Fargo, Georgia?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Fargo, Georgia. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

Let's see

Other Payday Lenders in Fargo, North Dakota

U.S. Bank Branch

3802 13th Ave S, Fargo, ND 58103, USA

+1 (701) 281-0975

locations.usbank.com

First Community Credit Union

97 Broadway, Napoleon, ND 58561, USA

+1 (701) 754-2475

www.myfccu.com

AG Country Farm Credit Services

67 Main St, Ellendale, ND 58436, USA

+1 (701) 349-4610

www.agcountry.com

Advanced Engineering and Environmental Services, Inc. (AE2S) - AE2S Main Office

4050 Garden View Dr, Grand Forks, ND 58201, USA

+1 (701) 746-8087

www.ae2s.com

Ameri-Cash

3060 25th St S Suite A, Fargo, ND 58103, USA

+1 (701) 235-9555

www.americashloans.net

Vue Community Credit Union

1655 N Grandview Ln, Bismarck, ND 58503, USA

+1 (701) 258-6353

www.vueccu.com

Dakota Heritage Bank of ND

208 3rd St, Grandin, ND 58038, USA

+1 (701) 484-5351

www.dhbanknd.com

Town & Country Credit Union

1101 4th St SE #101, Stanley, ND 58784, USA

+1 (701) 628-2114

www.townandcountry.org

Cornerstone Bank

323 Main St, New Town, ND 58763, USA

+1 (701) 627-4717

www.cornerstonebanks.net