Gate City Bank Payday Loans Review - Fargo, North Dakota

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4 4 reviews

4151 45th St S, Fargo, ND 58104, USA
+1 (701) 293-2525
www.gatecity.bank
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Testimonials

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Above-defined info offers the details about a exact lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in Fargo, Georgia

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Fargo, Georgia is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a customer will recieve.

APR

10% small loan cap

How will Gate City Bank help take out a loan in Fargo, Georgia?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The transfer will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Fargo, ga will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will show the cost of the payday loan. It takes seconds to see the outcome.

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Other Payday Lenders in Fargo, North Dakota

Walmart Money Center

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U.S. Bank Branch

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+1 (701) 857-0333

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U.S. Bank ATM - Fargo West Acres

3802 13th Ave S, Fargo, ND 58103, USA

+1 (800) 872-2657

usbank.com

Credit Collections Bureau

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Capital Credit Union

3216 Veterans Blvd, Fargo, ND 58104, USA

+1 (701) 282-2139

www.capcu.org

Starion Bank

601 Main Ave, Oakes, ND 58474, USA

+1 (701) 742-2112

starionbank.com

Dacotah Bank

24 Main Ave, Regent, ND 58650, USA

+1 (701) 563-4316

www.dacotahbank.com

Unison Bank

401 1st Ave S, Jamestown, ND 58401, USA

+1 (701) 253-5600

www.unisonbank.com

Gate City Bank

405 E Main St, Mandan, ND 58554, USA

+1 (701) 355-7680

www.gatecity.bank