Choice Bank Payday Loans Review - Grand Forks, North Dakota

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4.3 6 reviews

1697 S 42nd St, Grand Forks, ND 58201, USA
+1 (701) 746-6010
bankwithchoice.com
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Testimonials

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Above there are details about a definite lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Grand Forks, North Dakota

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Problem-free financial products are known as payday loans in Grand Forks, nd. They are taken out at individual interest rates. They are dependent on personal data. It is also significant to repay as much payday loans as possible.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Choice Bank help issue a loan in Grand Forks, North Dakota?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be deposited to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a payday loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is considered by financial institutions. Payday lenders in Grand Forks, nd consider this circumstance not a drawback to take out a loan. The client of a loan should be ready to objectively estimate financial capabilities, issue a loan, repay the debt on schedule and not only resolve current difficulties, but improve the credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will specify the cost of the loan. It takes seconds to see the result.

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Other Payday Lenders in Grand Forks, North Dakota

First International Bank & Trust

3101 Broadway N, Fargo, ND 58102, USA

+1 (701) 232-6508

fibt.com

Bremer Bank

910 Hill Ave, Grafton, ND 58237, USA

+1 (701) 352-2410

www.bremer.com

Town & Country Credit Union

1101 4th St SE #101, Stanley, ND 58784, USA

+1 (701) 628-2114

www.townandcountry.org

ND Housing Finance Agency

2624 Vermont Ave, Bismarck, ND 58504, USA

+1 (701) 328-8080

www.ndhfa.org

Garrison State Bank & Trust

102 N Main St, Garrison, ND 58540, USA

+1 (701) 463-2262

www.garrisonstate.bank

TruWealth Financial

125 Main St, Williston, ND 58801, USA

+1 (701) 774-0000

www.truwealthfinancial.com

First International Bank & Trust

100 Main St S, Watford City, ND 58854, USA

+1 (701) 842-2381

fibt.com

First Western Bank & Trust

304 E Front Ave, Bismarck, ND 58504, USA

+1 (701) 255-4400

www.firstwestern.bank

Community Credit Union

1115 11th Ave N, Carrington, ND 58421, USA

+1 (701) 652-2482

www.community-credit-union.org