Gate City Bank Payday Loans Review - Jamestown, North Dakota

5 9 reviews

309 2nd Ave SW, Jamestown, ND 58401, USA
+1 (701) 253-5000
www.gatecity.bank
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Testimonials

Feedback about Gate City Bank?

Here you get acquainted with the feedback of our customers.
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Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes people get acquainted shared information about payday loans.

Payday Loans in Jamestown, New York

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is simple and quick to issue payday loans in Jamestown, New York. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

25% small loan cap

How will Gate City Bank help take out a loan in Jamestown, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to review the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Jamestown, ny will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should define its real cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Jamestown, North Dakota

Bell Pawn & Collectibles

133 S Bell St, Bismarck, ND 58504, USA

+1 (701) 751-5002

www.bellpawn.com

AG Country Farm Credit Services

67 Main St, Ellendale, ND 58436, USA

+1 (701) 349-4610

www.agcountry.com

First Western Bank & Trust

855 26th Ave E, West Fargo, ND 58078, USA

+1 (701) 551-1320

www.firstwestern.bank

Mister Money USA (44)

1404 33rd St S Suite G, Fargo, ND 58103, USA

+1 (701) 235-6130

www.mistermoneyfargo.com

ND Housing Finance Agency

2624 Vermont Ave, Bismarck, ND 58504, USA

+1 (701) 328-8080

www.ndhfa.org

First State Bank of Harvey

700 Lincoln Ave, Harvey, ND 58341, USA

+1 (701) 324-2285

www.firstharvey.com

Gate City Bank (in Hornbacher's)

4101 13th Ave S, Fargo, ND 58103, USA

+1 (701) 293-2478

www.gatecity.bank

First Community Credit Union

302 5th Ave, Milnor, ND 58060, USA

+1 (701) 427-5246

www.myfccu.com

ATM Dacotah Bank

410 W Villard St, Dickinson, ND 58602, USA

+1 (800) 627-3999

www.dacotahbank.com