Gate City Bank Payday Loans Review - Minot, North Dakota

Your personal information is safe with us
4.7 18 reviews

1017 S Broadway, Minot, ND 58701, USA
+1 (701) 857-8400
www.gatecity.bank
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Testimonials

What people think about Gate City Bank?

Below you find some of the opinions of our clients.
Note

Important

The previous three items charactirize a peculiar company. But below you can find common data about payday loans.

Payday Loans in Minot, Massachusetts

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

It is easy and fast to get approved for payday loans in Minot, Massachusetts. The APR will be set individually for each person and will depend on the personal details the person provided.

APR

23% small loan cap

Advantages of Gate City Bank that offers payday loans in Minot, Massachusetts

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to individuals with a bad credit history. Payday loan approvals depend very much on other circumstances. They will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your loan.

Let's see

Other Payday Lenders in Minot, North Dakota

First Community Credit Union

1404 12th Ave N, Fargo, ND 58102, USA

+1 (701) 293-6132

www.myfccu.com

First Western Bank & Trust

304 E Front Ave, Bismarck, ND 58504, USA

+1 (701) 255-4400

www.firstwestern.bank

Cornerstone Bank

323 Main St, New Town, ND 58763, USA

+1 (701) 627-4717

www.cornerstonebanks.net

AgCountry Farm Credit Services

802 W Caledonia Ave, Hillsboro, ND 58045, USA

+1 (701) 636-4842

www.agcountry.com

U.S. Bank Branch

508 College Dr S, Devils Lake, ND 58301, USA

+1 (701) 662-9292

locations.usbank.com

First International Bank & Trust

1350 13th Ave E, West Fargo, ND 58078, USA

+1 (701) 281-2700

fibt.com

Capital Credit Union

4900 13th Ave S Suite 5, Fargo, ND 58103, USA

+1 (701) 282-2139

www.capcu.org

Ramsey National Bank

319 S Main Ave, Rugby, ND 58368, USA

+1 (701) 776-5766

www.ramseybank.com

Bank Forward

390 Wheat St, Hannaford, ND 58448, USA

+1 (701) 769-2121

bankforward.com