What people think about First Community Credit Union?
Needed some cash one day fast. Talked the loans lady walked out with just what I needed. Now my car runs great. Thanks for haveing such helpful folks. 5 Stars four sure!! …
The above-given information provides the details about a specific lender. The information below is about general information about payday loans.
Payday Loans in Oakes, North Dakota
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans may seem like an easy and speedy solution to a short-term problem in Oakes, North Dakota. Loans from payday lenders can get you funds quickly. Your APR will depend on a few things.
Advantages of First Community Credit Union that offers payday loans in Oakes, North Dakota
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to complete the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Then click “Submit” and wait for approval.
Payday loans for bad credit
Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can save individuals who have bad credit scores or have no credit score. But we recommend you that as with any loan you should only consider applying for a cash advance if you are sure that you can make payments on scheduled.
To get accepted for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.