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Below you can read general information about payday loans and their common characteristics.
Payday Loans in Watford City, North Dakota
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Payday loans are the easiest loans to be eligible in Watford City, North Dakota. The entire process is easy. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.
Advantages of BNC National Bank that offers payday loans in Watford City, North Dakota
- Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then submit an application and wait for approval.
Payday loans for bad credit
If you have a bad credit history you may still get approved for a payday loan. Such loans are created to help meet the needs of consumers with bad credit scores. There are lenders who may be willing to offer you a payday loan even if you have a poor credit rating. You will need a steady income to be eligible for a bad credit payday loan.
To get accepted for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your loan.