CheckSmart Payday Loans Review - Barberton, Ohio

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3.4 8 reviews

Loan agency in Barberton, Ohio

Organization owner?

926 Wooster Road North, Barberton, OH 44203, USA

+1 (330) 753-0628

www.ccfi.com

Friday

9AM–7PM

Saturday

9AM–4PM

Sunday
(Easter)

Closed

Monday

9AM–7PM

Tuesday

9AM–7PM

Wednesday

9AM–7PM

Thursday

9AM–7PM

Domain Info

Mailing Address

P.O. Box 81226

Seattle

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

Feedback about CheckSmart?

Here you see the reviews of our customers.

Note

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Barberton, Ohio

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Barberton, Ohio is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates a borrower will recieve.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will CheckSmart help take out a loan in Barberton, Ohio?

24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The loan will be sent to a account, so a personal visit to the store is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% deny the request when lenders in Barberton, oh will assess other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

Let's see