CheckSmart Payday Loans Review - Cincinnati, Ohio

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3.5 8 reviews
Loan agency in Northgate, Ohio

9385 Colerain Ave, Cincinnati, OH 45251, USA
20 years in business
+1 (513) 741-3777
www.ccfi.com
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

What people think about CheckSmart?

Below you read some of the opinions of our customers.
Note

Important

Now you can review general aspects of payday loans.

Payday Loans in Cincinnati, Ohio

A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is easy and speedy to get accepted for payday loans in Cincinnati, Ohio. The interest rate will be set individually for each person and will depend on the personal data the client filled in.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of CheckSmart that offers payday loans in Cincinnati, Ohio

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit score can typically be an obstacle to getting a bank loan. A payday loan can help consumers who have bad credit scores or have no credit score. But we recommend you that as with any debt you should only think about applying for a cash advance if you are confident that you can make payments punctually.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the payday loan immediately.

Let's see

Other Payday Lenders in Cincinnati, Ohio

PNC Bank

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Century Federal Credit Union - NASA Branch

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www.cenfedcu.org

Cashsmart

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+1 (419) 241-9100

Credit Union of Ohio

1652 Neil Ave, Columbus, OH 43201, USA

+1 (614) 487-6650

www.cuofohio.org

First Financial Bank

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+1 (513) 598-1232

www.bankatfirst.com

AgCredit

5362 US-42 #100, Mt Gilead, OH 43338, USA

+1 (419) 947-1040

www.agcredit.net

State Bank

101, 8588, 1600 N Clinton St, Defiance, OH 43512, USA

+1 (419) 783-8960

Andover Bank

1853 OH-45, Austinburg, OH 44010, USA

+1 (440) 275-3333

www.andover.bank

Huntington Bank ATM

291 S Main St, Oberlin, OH 44074, USA

+1 (800) 480-2265

www.huntington.com