CheckSmart Payday Loans Review - Cincinnati, Ohio

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2.7 34 reviews

Loan agency in Hamilton County, Ohio

Organization owner?

6582 Glenway Ave, Cincinnati, OH 45211, USA

20 years in business

+1 (513) 598-9551

www.ccfi.com

Tuesday

9AM–10PM

Wednesday

9AM–10PM

Thursday

9AM–10PM

Friday

9AM–10PM

Saturday

9AM–10PM

Sunday

10AM–7PM

Monday

9AM–10PM

Domain Info

Mailing Address

P.O. Box 81226

Seattle

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

Feedback about CheckSmart?

Here you grapple with the feedback of our customers.

Note

Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Cincinnati, Ohio

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

It is easy and fast to issue loans in Cincinnati, Ohio. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will CheckSmart help issue a loan in Cincinnati, Ohio?

Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with customer data. It will take some minutes to review the application. The money are transferred in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor considered by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by lenders to take out a cash advance. The lender process many aspects such as financial abilities to approve the form. Cash advance in Cincinnati, Ohio may help improve your credit history.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should determine its real cost. This calculator will show the APR of the loan.

Let's see