CheckSmart Payday Loans Review - Cincinnati, Ohio

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2 4 reviews
Loan agency in Monfort Heights, Ohio

5450 N Bend Rd, Cincinnati, OH 45247, USA
+1 (513) 481-3222
www.ccfi.com
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

What people think about CheckSmart?

Below you get acquainted with some of the opinions of our customers.
Note

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Cincinnati, Ohio

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Cincinnati, Ohio. The entire process is hassle-free. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of CheckSmart that offers payday loans in Cincinnati, Ohio

  • 24/7 service. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval rates. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a bad credit rating an increased chance to get approved for short-term loans. A payday loan may be the only financial product available for some consumers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay back your loan commitments as agreed in the contract.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

Let's see

Other Payday Lenders in Cincinnati, Ohio

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www.huntington.com

Peoples Bank

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+1 (740) 687-2920

locations.peoplesbancorp.com

PNC Bank

145 S Main St, Bellefontaine, OH 43311, USA

+1 (937) 592-8035

apps.pnc.com

Same Day Payday Loans

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Huntington Bank

24615 Chagrin Blvd, Beachwood, OH 44122, USA

+1 (216) 515-0053

www.huntington.com

Civista Bank

13 Main St, Greenwich, OH 44837, USA

+1 (419) 752-4411

www.civista.bank

Farmers & Merchants State Bank

1175 Hotel Dr, Defiance, OH 43512, USA

+1 (419) 782-9421

www.fm.bank

Citizens Bank

6241 Som Center Rd, Solon, OH 44139, USA

+1 (440) 248-3034

locations.citizensbank.com

Andover Bank

665 S Broadway, Geneva, OH 44041, USA

+1 (440) 466-3040

www.andover.bank