General Electric Credit Union (Evendale/Reading Road) Payday Loans Review - Cincinnati, Ohio

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3.2 136 reviews

10485 Reading Rd, Cincinnati, OH 45241, USA
+1 (513) 243-4328
www.gecreditunion.org
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–2PM
Testimonials

What people think about General Electric Credit Union (Evendale/Reading Road)?

Below you find some of the opinions of our customers.
Note

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Cincinnati, Ohio

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is simple and speedy to get approved for payday loans in Cincinnati, Ohio. The interest rate will be set individually for each consumer and will depend on the personal details the consumer filled in.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of General Electric Credit Union (Evendale/Reading Road) that offers payday loans in Cincinnati, Ohio

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a poor credit score. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the cash advance loan immediately.

Let's see

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