Heritage Bank Payday Loans Review - Cincinnati, Ohio

Your personal information is safe with us

Organization owner?

9749 Montgomery Rd, Cincinnati, OH 45242, USA

+1 (513) 538-6320

www.ourheritage.bank

Wednesday

8AM–6PM

Thursday

8AM–6PM

Friday

8AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

8AM–6PM

Tuesday

8AM–6PM

Domain Info

Feedback about Heritage Bank?

Here you see the reviews of our customers.

Note

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Cincinnati, Ohio

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Cincinnati, Ohio is taken out easily and fast. The interest rate is defined depending on the category of the borrower: the more loans are successfully paid off, the more attractive terms will be ensured to you.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Heritage Bank help issue a payday loan in Cincinnati, Ohio?

Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with customer data. It will take several minutes to consider the application. The funds are deposited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is processed by financial institutions. Microfinance organizations in Cincinnati, oh review this circumstance not an obstacle to issue a loan. The borrower of a payday loan should be ready to objectively estimate financial abilities, take out a loan, repay the debt on a due date and not only resolve current problems, but improve the credit score.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the loan known as APR.

Let's see