Bank of America ATM Payday Loans Review - Cincinnati, Ohio

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2.5 2 reviews

Organization owner?

8390 Beechmont Ave, Cincinnati, OH 45255, USA

+1 (844) 401-8500

locators.bankofamerica.com

Tuesday

Open 24 hours

Wednesday

Open 24 hours

Thursday

Open 24 hours

Friday

Open 24 hours

Saturday

Open 24 hours

Sunday

Open 24 hours

Monday

Open 24 hours

Domain Info

Mailing Address

5000 US HWY 17

Fleming Island

32003

United States

Contact Data

domain.administrator@bankofamerica.com

+1.9049870917

+1.4692018592

Testimonials

Feedback about Bank of America ATM?

Here you grapple with the reviews of our clients.

Note

Pay Attention

Above-shown info provides the details about a certain lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Cincinnati, Ohio

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Cincinnati, Ohio is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates a client will get.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Bank of America ATM help take out a loan in Cincinnati, Ohio?

24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The transfer will be sent to a account, so a personal visit to the office is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Cincinnati, oh will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see