KeyBank Payday Loans Review - Columbus, Ohio

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4.5 2 reviews

7460 Sawmill Rd, Columbus, OH 43235, USA
+1 (614) 467-4317
www.key.com
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM

Domain Info

Created Date

1995-06-15

Mailing Address

OH

United States

Company Name

Keybank, N.A.

Keybank, N.A.

Testimonials

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Here you read the feedback of our customers.
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Pay Attention

Lenders are shown in the first three points. Below info defines general information about payday loans.

Payday Loans in Columbus, New Jersey

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Payday loans in Columbus, New Jersey are issued hassle-free. The interest percentage depends on the borrower's person-related data: if you repay more payday loans, the more efficient terms and rates lenders guarantee.

APR

30% usury cap

How will KeyBank help take out a loan in Columbus, New Jersey?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to take out a loan in Columbus, New Jersey. They rate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a exact cost of the payday loan.

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